Is OTP considered a check? 24 December 2025 13:44 Updated No, it is not a check, but a feature that can be enabled in workflows. Phone and email OTP do have their own cost structure. Related articles What types of input fields can I include in a Smart Form? What compliance/regulatory standards does it help with (e.g., PSD2 SCA)? Is SSN Check a standalone check or bundled? How long does Email Intelligence take? How long does OTP take to complete?